Terms of Use

Last updated: May 2026

1. Acceptance of Terms

By accessing or using FreeMoneyIQ ("the Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

2. Intellectual Property

All content on this Site — including but not limited to text, calculator tools, code, graphics, design, layout, and written explanations — is the original work of FreeMoneyIQ and is protected by United States copyright law and applicable international treaties.

You may not reproduce, distribute, republish, scrape, copy, or create derivative works from any portion of this Site without prior written permission from FreeMoneyIQ.

3. Permitted Use

You are welcome to:

Use the calculators freely for personal, non-commercial purposes
Share links to pages on this Site
Quote brief excerpts (with attribution and a link back to the source)

4. Prohibited Use

You may not:

Scrape, copy, or republish any content from this Site in bulk or in full
Reproduce calculator tools, code, or written content on other websites or applications
Use automated bots or scripts to access Site content without written permission
Remove or alter any copyright notices or attributions
Use this Site's content for training AI or machine learning models without express written consent

5. Disclaimer of Warranties

The calculators and information provided on this Site are for educational and informational purposes only. They do not constitute financial, legal, or tax advice. Results are estimates — always consult a qualified professional before making financial decisions.

FreeMoneyIQ makes no warranties, expressed or implied, regarding the accuracy, completeness, or fitness for a particular purpose of any content on this Site.

6. Limitation of Liability

FreeMoneyIQ shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site or its calculators.

7. Affiliate Disclosure

Some links on this Site may be affiliate links. If you click and make a purchase, we may earn a small commission at no extra cost to you. We only recommend tools and resources we genuinely find useful.

8. Advertising

This Site displays advertisements through Google AdSense. Third-party advertisers may use cookies to serve relevant ads. See our Privacy Policy for details.

9. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes your acceptance of the updated Terms. Check this page periodically for updates.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the applicable jurisdiction.

11. Contact

For permissions, licensing inquiries, or questions about these Terms, please visit our About page.